Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
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Below are special Certificate of Deposit special rates and terms from banks in Waterville, Maine. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Waterville, ME - November 3, 2026
As of November 3, 2026, the highest special CD rate from a bank in Waterville, ME is 4.10% APY from Northeast Bank (minimum deposit $5,000). The best rate with a $1,000 minimum or less is 4.08% APY from Skowhegan Savings Bank (minimum deposit $500). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
Augusta Branch
|
4.10% | $5,000 | 12 months |
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|
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Rate History: 4.70% → 4.00% → 4.25% → 3.85% → 4.10% |
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|
Madison Branch
|
4.08% | $500 | 5 months |
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|
|
Rate History: 0.50% → 5.13% → 4.86% → 4.34% → 4.08% |
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|
Augusta Branch
|
4.00% | $5,000 | 6 months |
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|
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Rate History: 4.30% → 4.50% → 4.25% → 3.95% → 4.00% |
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|
Madison Branch
|
4.00% | $501 | 15 months |
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|
|
Rate History: 3.56% → 3.30% → 3.05% → 3.56% → 4.00% |
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|
Madison Branch
|
3.75% | $500 | 9 months |
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|
|
Rate History: 3.56% → 3.30% → 3.05% → 3.56% → 3.75% |
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|
Madison Branch
|
3.50% | $500 | 3 months |
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|
|
Rate History: 4.60% → 4.08% → 3.56% → 3.30% → 3.50% |
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|
Augusta Branch
|
3.50% | $500 | 13 months |
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|
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Rate History: 4.00% → 3.90% → 3.60% → 3.30% → 3.50% |
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|
Augusta Branch
|
3.25% | $10,000 | 12 months |
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|
|
Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
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|
CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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|
|
Rate History: 3.50% → 3.35% → 3.25% |
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|
Madison Branch
|
3.05% | $1,000 | 9 months |
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|
|
Rate History: 3.92% → 3.68% → 3.44% → 3.20% → 3.05% |
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|
Augusta Branch
|
3.00% | $500 | 5 months |
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|
|
Rate History: 2.75% → 3.00% |
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|
Madison Branch
|
2.62% | $1,000 | 7 months |
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|
|
Rate History: 3.44% → 3.20% → 2.95% → 2.71% → 2.62% |
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|
Augusta Branch
|
2.00% | $10,001 | 6 months |
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|
|
Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
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|
Madison Branch
|
1.98% | $1,000 | 11 months |
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|
|
Rate History: 1.00% → 4.34% → 4.00% → 0.05% → 1.98% |
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| Branch | Street | City | State |
|---|---|---|---|
|
Northeast Bank Augusta Branch |
235 Western Avenue | Augusta | ME |
|
Skowhegan Savings Bank Madison Branch |
188 Main Street | Madison | ME |
|
Northeast Bank Augusta Branch |
235 Western Avenue | Augusta | ME |
|
Bangor Savings Bank Madison Branch |
56 Main Street | Madison | ME |
|
Bangor Savings Bank Madison Branch |
56 Main Street | Madison | ME |
|
Bangor Savings Bank Madison Branch |
56 Main Street | Madison | ME |
|
Bar Harbor Bank & Trust Augusta Branch |
227 Water Street | Augusta | ME |
|
TD Bank, National Association Augusta Branch |
101 Western Avenue | Augusta | ME |
|
The Camden National Bank Madison Branch |
53 Main Street | Madison | ME |
|
Bar Harbor Bank & Trust Augusta Branch |
227 Water Street | Augusta | ME |
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The Camden National Bank Madison Branch |
53 Main Street | Madison | ME |
|
TD Bank, National Association Augusta Branch |
101 Western Avenue | Augusta | ME |
|
The Camden National Bank Madison Branch |
53 Main Street | Madison | ME |
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Last Update on November 2, 2026
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